Fast Funding for Growing Businesses Get approved in under 24 hours.

Up to $7,500,000. No collateral required. Simple terms you can actually understand.

We're your funding partner, not your banker. Fast decisions, transparent terms, and financing that actually helps you grow.

Decisions in under 24 hours

No personal guarantee required.

Low rates starting at 0.8% a month

Up to $7,500,000 to help you grow

Why Partner With Moneytivo?

We make business funding fast, flexible, and transparent — without the headaches of traditional banks.

Quick Approvals

Our technology evaluates your application within 24 hours so you can keep operations running smoothly.

No Collateral Required

Protect your personal and business assets. Most of our programs require zero collateral.

Straightforward & Affordable Rates

Starting at just 0.8% a month.

Flexible Funding Options

Every business is different. We tailor funding programs to match your cash flow and goals.

Our Loan Products

Explore our funding programs and pick the option that fits your cash-flow, timeline, and goals.

Term Loans

Up to $7,500,000 with fixed terms from 3-8 years with predictable monthly payments. Ideal for stable businesses looking for long-term capital.

Equipment Financing

Finance up to 100% of new or used equipment. Terms up to 6 years with competitive rates.

Invoice Factoring

Turn unpaid invoices into immediate working capital. No waiting 30-90 days for customers to pay.

Revenue-based Cash Advance

Fast, flexible, revenue-based financing with terms from 3–18 months. Great for inventory, payroll, marketing, or cash flow gaps.

Business Line of Credit

Revolving credit line you can draw from anytime. Rates starting at just 0.8%.

Purchase Order (PO) Financing

Funding to cover supplier or production costs for large customer orders before payment arrives.

Commercial Real Estate Loans

Buy, refinance, or renovate commercial property with long-term financing options.

Debt Consolidation

Reduce daily/weekly payments by combining multiple advances or loans into one structured plan.

Your Easy Path to Funding

We keep things simple from start to finish. Here's how we get you the loan you need:

Fill Out a Short Form

Answer a few questions in 4 minutes—our tools suggest answers to make it even easier.

Fast Check and Yes

Hear back in under 24 hours with a clear decision and next steps.

Get Your Money Quick

Funds in your bank in 24 hours, ready to use right away.

Who We Serve

We fund small and mid-sized businesses across dozens of industries, including:

Manufacturing & Industrial

Retail & Groceries

Construction & Trades

Healthcare & Biotech

Real Estate & Contractors

Hospitality

E-commerce & Marketplaces

Technology

Software & SaaS

Transportation & Logistics

Professional Services

Creative & Media

Non-Profits & Social Impact

And Many More!

Frequently Asked Questions (FAQ):

How do I qualify for a loan?

We look at the overall health of your business, focusing on revenue and cash flow rather than just a credit score. Generally, we look for businesses operating for at least 6 months with consistent monthly revenue.

How fast can I get funded?

Speed is our priority. Most clients receive a decision within 24 hours and can have funds in their bank account the same day or the next business day after approval.

Do I need to be in business for a long time?

Minimum 6 months in business for most loan products.

Can I use the funds for anything?

Yes - working capital, payroll, inventory, equipment, marketing, expansion, or any business need.

Will applying affect my credit?

No hard credit pull during the initial application.